All residents must file a return even if no tax is owed
The City of Loveland income tax is a 1.0% earnings tax on persons who live or work in the City. A credit is given to residents who pay taxes to other municipalities. Residents who work in areas imposing less than a one percent earnings tax must pay the difference to Loveland. All residents must file a return even if no tax is owed.
Filing Your Local Income Tax Returns
The City of Loveland uses the Regional Income Tax Agency (RITA) to collect local income taxes. Residents and businesses can file their local income tax returns with RITA using the following methods:
- RITA eFile: Click here and click “My Account” to securely file your return through RITA’s website.
- Individual Paper Forms: Click to download and print the appropriate return form and mail to RITA at the address listed on the form.
- Business Paper Forms: Click to download and print the appropriate return form and mail to RITA at the address listed on the form.
Free Taxpayer Assistance
Residents and businesses may receive free taxpayer assistance by calling RITA at 1-800-860-7482. Customer service agents are available at the following times:
- Monday through Friday, 8:00 a.m. to 5:00 p.m.
- February 23, 2015 – April 15, 2015: Monday and Thursday evenings until 6:00 p.m.
- March 1, 2015 – April 15, 2015: Saturday mornings 9:00 a.m. to Noon
1541 Hill Avenue
Mt. Healthy, OH 45231
Not sure if you live in Loveland? Click here to view all streets that are in Loveland.
Estimated Taxes
Loveland Income Tax Code (Chapter 183, Section .07) requires individual taxpayers having estimated taxes due in excess of $100.00 to pay on a quarterly billing schedule. Noncompliance results in a penalty equal to 10% of the tax remaining due over $100.00 after the estimated payment deadline of January 31. To avoid assessment of such a penalty, the code provides three “safe harbor” options: 1) owe less than $100 when you file the annual return, 2) pay at least 100% of your previous year’s liability through employer withholding of Loveland tax or your work city tax (credit is limited to 1% of the wages taxed by such city), and/or direct payment of estimated taxes to Loveland or, 3) pay at least 90% of the current year’s liability through the same means as #2.
Extension Requests
Extension requests are due by April 15, even when no tax is due. Click here for the extension request form.
Frequently Asked Questions
Click here to visit RITA’s frequently asked questions page.
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For local tax help
Do Loveland residents whose houses are located in either Symmes Township or Miami Township have to pay the 1% Loveland city income tax?
EDITOR’S NOTE: Loveland residents are Loveland residents… this is not determined by a mailing zip code. The 45140 ZIP code extends far from the City of Loveland. Actually, Loveland is also its own Township, so if you are a resident of a surrounding township (Deerfield, Symmes, Hamilton, or Miami) you need not file or pay the City of Loveland tax, unless you work within the corporate limits.
Another consideration is that the City of Loveland is just a small part of the geography of the Loveland School District, so just because you live in the District, does not necessarily mean you pay City of Loveland taxes.
In this article there is a list of City of Loveland Streets with addresses to look at to see if you actually reside in the City.
Still confused? If you are allowed to vote for the Loveland City Council, than Loveland’s tax code applies to you.