Ricky Mulvey is a stand-up comedian, radio producer, and a mid-range threat in any pick-up basketball game. Mulvey loves talking about saving money on tickets, business news, and how e-commerce changed inflation as we know it. He graduated with a finance degree from THE Ohio State University in 2018.
David English is a Kentucky Wildcat, soccer fanatic, and a credentialed financial professional. He loves spending time with his wife, Amy, and tweeting at people who will probably not interact with him back.
Loveland Magazine’s favorite Podcasters are back with a special Quarantine Episode.
Our favorite ones on the Internet of Radio because Ricky Mulvey worked at Loveland Magazine for five years and David English – well, just because we like him. David has been to the Loveland Magazine TV studio for an interview with Cassie Mattia, and we like David… well… because he sometimes gives our friend Ricky a hard time!
Business news, but better
Business news is boring. Let’s make it interesting, fun, and understandable. Ricky Mulvey and David English cut through the headlines and talk about how business news affects you.
Loveland, Ohio – On April 7 the Loveland Board of Education held a work session using a remote meeting platform.
Here is a re-play of the meeting.
AGENDA
1.1 Adoption of Board Agenda
1.2 Pledge of Allegiance
2. Superintendent Discussion Topics
2.1 Progress Report on Building Closure Due to COVID-19
2.2 Planning Commission
3. Superintendent Resolutions
3.1 Resolution declaring an emergency, suspending board policy related to public participation at board meetings, and authorizing remote meetings
A RESOLUTION DECLARING AN EMERGENCY, SUSPENDING BOARD POLICY RELATED TO PUBLIC PARTICIPATION AT BOARD MEETINGS, AND AUTHORIZING REMOTE MEETINGS
WHEREAS, COVID-19 is a respiratory disease that can result in serious illness or death, is caused by the SARS-C0V-2 virus, which is a new strain of coronavirus that had not been previously identified in humans and can easily spread from person to person between individuals who are in close contact with each other (within about 6 feet) through respiratory droplets produced when an infected persons coughs or sneezes. It may also be possible to contract COVID-19 through the touching of a surface that has the virus on it then touching one’s own mouth, nose or eyes; and
WHEREAS, the Governor has declared a state of emergency with respect to the spread of the novel coronavirus; and
WHEREAS, the Director of the Ohio Department of Health has ordered that all K-12 schools be closed to students through 11:59 p.m. on May 1, 2020, and this order may be extended beyond that date; and
WHEREAS, the Ohio Department of Health has further ordered residents of the state to stay at home except to conduct essential business and prohibits public or private gatherings of more than ten individuals occurring outside a single household; and
WHEREAS, House Bill 197 was enacted on March 27, 2020 as an emergency measure which was designed to assist schools and other public bodies to maintain operations during this health emergency in a way that complies with orders issued by the state and federal government; and
WHEREAS, in order to permit the fair and orderly expression of public comment at its meetings, the Board has adopted a public participation policy; and
WHEREAS, while the Board intends to continue to conduct the business of Loveland City Schools and to keep the community informed of its discussions and decisions related to the official business of the District, the Board must also act to protect the health and safety of its members, staff, students and other community members who may enter on to school premises.
NOW, THEREFORE BE IT RESOLVED, by the Board of Education of the Loveland City School District, that after careful consideration and evaluation of the information before it:
Section 1. The Board of Education hereby finds that an emergency exists with regard to the spread of a serious communicable disease, COVID-19.
Section 2.In order to prevent against the further spread of the novel coronavirus, the Board of Education hereby temporarily suspends its public participation policy, which shall no longer be in effect upon adoption of this Resolution by a majority of the Board. Such policy may be reinstated through a subsequent action taken by the Board of Education.
Section 3.In order to enable the Board of Education to continue with District operations during the public health emergency,the Board of Education may meet telephonically or through other electronic means, including conference calls or other meeting technology to conduct the public business of the public body while emergency orders of the federal and/or state government are in effect limiting public gatherings. Members will be considered present regardless of whether they attend in person or remotely, and their votes shall be counted for the purpose of determining quorum. Such meetings will be properly noticed to the public through the established and usual method of notice to the public.
SECTION 4. In order to provide an opportunity for attendance by the public, news media, and any other person that has requested notification of meetings via the technology utilized will be made available to the extent reasonably possible and feasible. The means of technology and information on how to access the meeting as a member of the public will be made available. The Board of Education intends to fully honor its obligations under the Open Meetings Act (R.C. §121.22) through measures approved by House Bill 197 (2020).
Section 5.The Board of Education hereby finds and determines that all formal actions relative to the adoption of this resolution were taken in an open meeting of this Board of Education, and that all deliberations of this Board of Education and of its committees, if any, which resulted in formal action, were taken in meetings open to the public, in full compliance with applicable legal requirements, including Section 121.22, ORC and House Bill 197 (2020).
Section 6.This resolution shall be in full force and effect from and immediately after its adoption and shall supersede any prior resolution or act of this Board of Education that may be inconsistent or duplicative with the provisions of this resolution.
3.2 Resolution for a Contingency Plan for the 2019-2020 school year in the event school is closed for more than the hours permitted under board policy and state law
CONTINGENCY PLAN
FOR THE 2019-2020 SCHOOL YEAR
IN THE EVENT SCHOOL IS CLOSED
FOR MORE THAN THE HOURS PERMITTED UNDER
BOARD POLICY AND STATE LAW
WHEREAS, Ohio Revised Code §3313.48 mandates that a school district must be open for instruction with pupils in attendance for a minimum number of hours each school year; and
WHEREAS, R.C. §3313.482 authorizes a board of education to adopt a plan that permits students to make up missed hours of instruction via online/remote learning in the event that schools are closed for a disease epidemic or other reasons; and
WHEREAS, House Bill 197 (2020), which was enacted on March 27, 2020 in response to the COVID-19 pandemic health emergency, authorizes the Loveland City School District Board of Education (the “Board”) to adopt a plan to provide for online learning opportunities for students to make up an unlimited number of hours in lieu of attendance on days when buildings are not open to students during the 2019-2020 school year in compliance with any order issued by the Ohio Director of Health and/or a local board of health; and
WHEREAS, the Board has developed a contingency plan in accordance with R.C. §3313.482 under which district students will make up any time missed through online instruction/remote learning that caused the district to fall below the minimum number of hours of instruction required by section 3313.48 of the Ohio Revised Code and Board Policy; and
WHEREAS, the Board desires to adopt said plan; and
WHEREAS, House Bill 197 (2020) also permits the Board to adjust the student grading criteria and the Board has determined it necessary to modify the method for student promotion and retention during this crisis.
NOW, THEREFORE, BE IT RESOLVED by the Board of Education of the Loveland City School District that:
SECTION I
Pursuant to R.C. §3313.482 and House Bill 197 (2020), the Board hereby authorizes the following plan to allow students of the Loveland City School District to access and complete online/remote lessons in order to fulfill the required number of hours during the 2019-2020 school year:
Each teacher shall develop a sufficient number of lessons for the days and hours of closure.
Teachers will submit the lessons to the building principal for approval. The building principal will certify that the lessons are equal to or greater than the amount of instructional time the student missed.
As soon as practicable, the appropriate administrator will direct staff about how to make lessons available through a District approved website or other technology portal.
The teacher will be responsible for posting the lessons online.
Teachers will regularly assess the progress of students and will update or replace such lessons as necessary throughout the remainder of the school year based on the results of the assessments.
For students who experience difficulty accessing the online material or who do not have access to a computer, the Board hereby authorizes “blizzard bags” as needed, which are paper copies of the lessons/assignments posted. Teachers shall prepare paper copies approximating the content of the online lessons and shall update such paper copies when updating any of the online lessons. Blizzard bags will be distributed by school personnel or during scheduled pick up times. Printed copies of any graded lessons or assignments will be included in the blizzard bags.
This plan was shared with the teacher’s employee representative.
SECTION II
Should circumstances warrant a change in the plan during the 2019-2020 school year, this contingency plan may be amended by the Superintendent at any time in his or her discretion.
SECTION III
In order to provide appropriate educational opportunities to students through alternative methods, to allow promotion from grade-to-grade, and so not as to penalize students who determine to complete assignments through the offered alternative means, the Board temporarily suspends current Board Policy 5421 on the award of letter grades, which shall no longer be in effect upon adoption of this Resolution by a majority of the Board. Such policy may be reinstated through a subsequent action taken by the Board. Any other Board Policy that is inconsistent with the action taken within Sections III and IV of this Resolution shall also be temporarily suspended until such time as Board Policy 5421 is reinstated.
SECTION IV
The Board authorizes the Superintendent and School Administration to develop and implement a system of pass/not pass grading for each course in grades 5-8 within the Loveland City Schools instructional program until such time as the Board restores the grading policy.
SECTION V
IT IS FOUND AND DETERMINED that all formal action of this Board concerning or related to the adoption of this Resolution was adopted in an open meeting of this Board, and all deliberations of this Board that resulted in such formal action were adopted in meetings open to the public, in compliance with all applicable requirements of the Ohio Revised Code.
3.3 Resolution delegating authority for determining it impracticable or impossible to evaluate employees due to COVID-19
RESOLUTION DELEGATING AUTHORITY FOR DETERMINING IT IMPRACTICABLE OR IMPOSSIBLE TO EVALUATE EMPLOYEES
DUE TO COVID-19
WHEREAS, Board of Education of the Loveland City School District (the “Board”) employees are annually evaluated in accordance with Ohio statues and Board policies; and
WHEREAS, an Order of School Closure was issued by Ohio Department of Health Director Acton on March 14, 2020 and in response to the Order of School closure, House Bill 197 (2020) was enacted on March 27, 2020; and
WHEREAS, language contained in HB 197 (2020) permits the Board to elect not to evaluate employees when it is deemed impossible or impractical to do so based on the implications of COVID-19.
NOW THEREFORE BE IT RESOLVED, by the Board of Education of the Loveland City School District:
SECTION I
For the 2019-2020 school year, due to the Director of Health’s March 14th Order, or any extension of an order to close all kindergarten through 12th grade schools, and the language of House Bill 197 (2020), the Board hereby delegates authority to the Superintendent, Treasurer, or their individual designees to determine and deem it impossible or impracticable to conduct an evaluation of Board employees in accordance with the Ohio Revised Code and Board policies.
SECTION II
It is found and determined that all formal actions of this Board concerning or related to the adoption of this Resolution were adopted in an open meeting of this Board, and all deliberations of this Board and any of its committees that resulted in such formal actions were adopted in meetings open to the public, in compliance with all applicable requirements of the Ohio Revised Code.
3.4 Approve rescheduling of Board Meetings
Move the April 21, 2020 Board of Education Business Meeting to April 30, 2020
Move the May 5, 2020 Board of Education Work Session to May 12, 2020
Move the May 19, 2020 Board of Education Business Meeting to May 28, 2020
These meetings will all be conducted in a virtual format due to the extension of the “Stay at Home” order signed on 4/2/2020.
4. Treasurer Discussion Topics
4.1 Costs Related to the Building Closure Due to COVID-19
5. Treasurer Resolutions
5.1 Recommend to refund tuition for full day kindergarten for 50% of March and 100% for April
While many in Loveland are losing their jobs and their businesses, our school board persists in asking us to raise our taxes. As it stands today, they may very well get their way simply by virtue of low voter turnout. So, if you
Kim and Rick Donaldson live on Paxton Road in Miami Township
haven’t already done so, apply for an absentee ballot now. The primary election originally scheduled for March 17th is now by mail only. Completed ballots must be postmarked no later than midnight, April 27th or dropped off at your county board of elections by 7:00 PM April 28th. Since you will first need to apply to have a ballot mailed to you, there is no time to lose.
Now back to the original question: should our school taxes be increased? We are told that additional funding is needed to “protect our progress”. This would imply that past increases have improved district performance. However, according to Ohio Department of Education data, Loveland’s overall performance index score ranked in the top 15% of Ohio schools from 2010 through 2014, with correspondingly high overall grades. In 2015, Loveland’s performance dropped precipitously, nearly to the bottom 25%. Various explanations have been floated for this drop: Common Core implementation, testing changes, students opting out of testing, etc. Available data do not definitively show what the explanation is, but it does show what it isn’t: spending. Referring to the first chart, note that Loveland’s 2019 overall performance is virtually identical to its 2010 to 2014 performance, but expenditure per pupil is as much as 20% higher after adjusting for inflation.Also note that Loveland’s performance had already recovered to pre-2015 levels by 2018, before the big ramp-up in expenditure.
Graph provided by Kim and Rick Donaldson
Since increased funding doesn’t seem to be improving our district’s rating, it is difficult to see exactly what progress we are protecting. Moreover, if we are to invest more of our hard-earned and increasingly scarce money in the schools, we expect to reap some benefit as a community. So far, our children don’t seem to have reaped the benefit of a better education and our property owners haven’t reaped the benefit of the appreciation that should result from a better-rated school system. However, there is one segment of the community who has reaped the benefit: teachers.
According to Ohio Department of Education data, presented in the second chart, Loveland’s average teacher salary was $63,566 in 2010, which was about average for an Ohio school district with similar demographics among both the community and the teachers. In 2019, Loveland’s average teacher salary had increased to $78,248, 10% above the comparable Ohio district average. Loveland’s average teacher salary has also risen faster than median income. In 2010, the average teacher salary was 28% above median income. By 2019 it had risen to 47% above median income. While some might argue that paying teachers more improves educational quality, Loveland’s teacher salary and performance trends do not support that claim. Statistical analysis of statewide trends also shows no practical benefit for paying teachers above-market salaries.
Graph provided by Kim and Rick Donaldson
We do not question the quality, dedication or professionalism of Loveland teachers. Nor do we fault them for negotiating the most favorable compensation package they can. It is the responsibility of the board of education and administration to negotiate effectively on behalf of the Loveland community at large to deliver a high-quality education at a cost we can afford. Sadly, they do not seem to be doing an adequate job of cost control at a time when residents cannot afford to pay more.
While no one knows how severe the current economic downturn will be or how long it will last, we do know the proposed levy will cost property owners an additional $20 per month for each $100,000 of appraised value, forever. Under the circumstances, it would be appropriate for the Loveland School Board to withdraw the levy, and we wholeheartedly agree with those who have already called on them to do so. However, the board’s past behavior indicates they are unlikely to heed those calls. The only way we can stop this levy and impose fiscally responsibility is to get an absentee ballot and vote no.
Loveland, Ohio – On February 4, the Loveland City Hall was filled with a crowd to witness and hopefully influence a vote for or against the building of an apartment complex at Loveland’s 102 Oak Street. As the meeting commenced, the public heard Rodney Sabo of Sabo Design Associates, describe the plans for the complex, budget, and method of parking and traffic.
The proposal the Planning and Zoning Commission was considering during the public hearing was to build four 16 unit apartment buildings on Oak Street in the Clermont County side of the City. “Oak Apartments” would have been four levels each with parking garages below each building. The proposal was for 106 total parking spaces with 1.6 parking spaces per unit. The lot is 1.033 acres.
Sabo Design submitted the application on behalf of their client, Hunt and Whitacre. To build the project the City would need to create a Special Planning District (SPD) which if approved would have erased the existing zoning restrictions and protections for the immediate neighborhood and create a separate zoning district with distinct restrictions, permissions, and guidelines.
The current zoning of the immediate neighborhood is Residential-Medium Density (R-MD). The existing R-MD zone does not permit high-density multiple-family uses.
Commission Chairman Al Kressler, Mark Redmond, Michael Kady, Brian O’Neill, and Tim Butler posed questions for the plan such as the possible rewards and pitfalls from the building of this complex before they each voted, “No”.
In opposition to the plan, the public bound together to declare and stand for the preservation of the land and current zoning, as each speaker presented individual points to support their cause. Many of the points included environmental damage, blockage of people’s home views, out-of-place aesthetics, lowering of the water pressure, and the promotion of in-and-out rental, not community bound estates.
The Commission heard both sides and decided with a 5-0 vote to not develop the land into an apartment complex.
The filled room disbanded in agreement around 9:10 PM.
Scroll down through this story to see a photo slideshow and watch post meeting interviews. You can watch the speeches during the open-forum, the proponent explaining the proposal, the staff report, and the questions P&Z had for the applicant.
Oak Street Apartments Interviews
Connie Crawford on Oak Street Apartment Proposal
Julie Fuson comments of Oak Street Apt. proposal
Neil Kluender wants his neighborhood protected
Becky Hasselbeck speaking about preventing more apartments
Steve DeFosset explains potential water supply problems if Apartments are built
Todd Osborne talks about proper use of SPD Zoning
Rocky Carpenter speaks up to preserve sanctity of his neighborhood
Mary Ann Bird discusses Oak Apartment proposal
Scott Lindgren talks about traffic conditions if Oak Street Apartments are built
Mark Krum talks about tearing down a home built in 1870s to built apartments
Cati O’Keefe lives immediately downhill from Oak Apartment and talked about how unstable the hillside is
Real Estate Agent Keli Williams’s take on Oak Apartment proposal
Tom Smith introduces staff report
Rodney Sabo with Sabo Design Associates explains his proposal for Oak Apartments
Loveland, Ohio – At its January 21 business meeting, the Loveland City Schools Board of Education voted to cancel the contract with the Grail, an Ohio nonprofit, for the option to purchase 110 acres of Grailville – a property located on O’Bannonville Road east of downtown Loveland.
“With the overwhelming results of the November 2019 levy, the board has placed the facility master plan on hold until we can reengage the community in alternative solutions to our building issues,” said Board President Dr. Kathryn Lorenz in a statement issued by the District. “We have listened to our community and heard that it is not ready to bear the investment in the facilities plan as presented, and therefore purchase of any land without a definitive approved building plan would dilute funds
that will now be needed for additional years of maintenance to current facilities, and would be inadvisable in light of this changed financial need. For these reasons we don’t see the feasibility of moving forward with the purchase of land now.”
The board also approved resolutions related to the $2.7 million in expense reductions that are presented alongside the 6.95-mill operating levy request on the March 17 ballot. In addition to eliminating expenditures in the five-year forecast related to the planned expansion of programs and services; reducing consultants, contracted services and department budgets; and increasing fees; the district is eliminating staff positions.
A combination of 13-14 teaching, non-teaching, and administrative positions, and two future forecasted teaching positions are being eliminated. The positions being eliminated are determined first and the Reduction in Force process is then conducted per Ohio Revised Code (ORC) and Master Agreement timelines for notice and board action. Employees are released at the end of the 2019-20 school year with consideration to certification, contract, and seniority.
Superintendent Dr. Amy Crouse said in a press release, “We have focused on reducing and eliminating non-employee costs, but because the largest portion of our budget goes toward paying salaries and benefits, we had to make decisions regarding the elimination of positions.”
In the video above, council member Andy Bateman sits down to talk about his new experience at the job, the future of Loveland, and how he sees our city.
Mihaela Manova
by Mihaela Manova
Loveland, Ohio – Fresh from getting newly elected, Andy Bateman has grown in popularity with his youthful presence and warm demeanor. Ever since the Loveland community has witnessed his election and presence in the city’s governing body, the locals expect the best to come from his ambition.
We met for the first time back in December when he was inducted in the city’s governing body and we were excited to see what could come next for our city. You can see our coverage and our first quick interview with him HERE (begin at 0.54).
In our interview with Andy (his name preference contrast to Mr. Bateman or Andrew), we learn more about his origin of ambitions, his outlook on Loveland, and what he could change if given the chance.
Loveland City Council will hold a special meeting on Saturday, February 1, 2020, at 10:30 a.m. to discuss their goals, strategic priorities, and any other business as may properly come before the municipal body which may be considered and acted on. The meeting will be held at the Loveland Safety Center, located at 126 S. Lebanon Road and is open to the public.
Cincinnati, Ohio – Portune, Todd, age 61, Hamilton County Commissioner, Oberlin College Hall of Fame, passed away peacefully on January 25, 2020, with his family by his side. Loving father of Ethan, Ellyse and Emma Portune, he is also survived by his brothers Ned (Lisa) from Loveland, and Bob (Cuqui) Portune, and numerous nieces and nephews. He was predeceased by his parents Robert and Alice Portune.
Portune was born in Cincinnati in 1958. He graduated from Colerain High School in 1976 and graduated from Oberlin College in 1980 with a political science degree. In 1983 he graduated from the University of Cincinnati College of Law and became an attorney in Cincinnati.
Todd leaves a long legacy of care for the people of Hamilton County and will be remembered as a tireless servant of our city and county even at times of great personal challenge and sacrifice. Todd considered his public service a calling, and his devotion to the needs of average citizens spanned 27 years across Cincinnati City Council and the Hamilton County Board of Commissioners.
Portune was appointed to fill a vacancy on the Cincinnati City Council in 1993. He won elections to two-year terms in 1993, 1995, 1997 and 1999.
In 2000 Portune was elected as a Hamilton County Commissioner. The city of Cincinnati has voted solidly for Democratic candidates in the early 21st Century; the suburbs have supported the Republicans. Portune was the first Democratic commissioner elected from the suburbs in 36 years. Portune’s opponent Bob Bedinghaus won 43% of the 363,948 votes cast in 2000, while Portune won 48%. Portune was sworn in on January 2, 2001. In 2004 Portune was re-elected, with 57% to his opponent’s 42%. His winning in a conservative county was attributed to his moderate policies, and to effective campaigning. He won reelection in 2008, 2012 and 2016.
Public Visitation to be held Monday, February 3, 2020, at the Duke Energy Convention Center from 10 AM until noon with service immediately following. Burial will be at Spring Grove Cemetery.
Portune was diagnosed with cancer in 2003. Later that year, his spinal tumors erupted, causing paralysis of the legs. Portune’s left leg was amputated in 2018. After years of remission, his cancer returned and metastasized. Portune stated in September 2019 that he would not run for re-election in 2020, and announced the following month he would retire at the end of the year. His chief of staff, Victoria Parks, began acting in his role for the remainder of his term, which ends at the end of 2020. Portune died from cancer on January 25, 2020.
Donations can be made in his honor to the Down Syndrome Association of Greater Cincinnati at www.dsagc.com or 4623 Wesley Avenue, Cincinnati, OH 45212. Arrangements are being handled by Spring Grove Funeral Homes. www.springgrove.org
On December 30, 2019, Portune submitted a letter of resignation from his service to the Hamilton County Commission. It reads in part:
On September 12, 2019, I announced both my intent not to seek a new term for the Hamilton CountyCommission and in the process alluded to the probability that I would also resign my seat on the county commission prior to its statutory termination date of January 1, 2021. Please accept this letter as such notice of my official resignation, effective as of 5:00 pm on December 31, 2019.
It has been a joy, honor and a privilege to work you and with all of the men and women, both those under board supervision and those who have worked under those who have been independently elected, 2 past and present, in the best interest of the people of Hamilton County.
I ask that you humbly assist in the transition of all of the duties and responsibilities to the new county commissioner, who will undertake the full duties and responsibilities of this office as required by law. I have the utmost faith in each of you in doing so.
Please let me know if there is anything at all that you require of me as we close out this year and my service.
I also pledge my cooperation and support to do anything that you may require of me, on and after December 31 to assist in that process, should it be required.
I remain most sincerely and respectfully yours,
Todd Portune
This report is from Portune’s obituary and from Wikipedia, the free encyclopedia.
David Miller is the Publisher and Editor in Chief of Loveland Magazine
by David Miller
We will almost certainly never surpass the 1.3 million readers we had in 2017 (combined on lovelandmagazine.com, Facebook, and Twitter) on the day and the day after the fire in the Historic District. And, we quite frankly never want to surpass that record unless it’s much better news. (Early morning fire destroys 2/3 block in Historic Downtown Loveland)
#1
The most-read story by a wide margin in 2019 involved the levy the school district put on the ballot. Actually, we only published a few stories that were informational, the Five Ws (Who, What, When, Where, Why) of the levy vote. We provided public documents, notices of public meetings, etc.
Interesting is what drove readership… we let our readers tell the story through Guest Columns and Letters to the Editor.
Letting our readers, and District staff tell the story in balanced thought-provoking columns proved that we had no need to publish “she said-he said” stories filtered through our eyes and we are extremely grateful to those who submitted columns and the reflective social media comments that followed. We published each and every opinion piece we received and only occasionally felt the need to delete some of the social media comments that were inappropriate.
Topping all of the levy stories was a Guest Column by Juliet Tissot, “We should not thumb our noses at the less fortunate just because we want nice stuff.” We did nothing special to promote Tissot’s column, however, are extremely proud of the Loveland community taking such interest in the subject she raised, because the plight of the “less fortunate” is rarely if ever discussed here in the Loveland area. I hope in 2020 this subject is revisited often inside the institutional framework of school board meetings, city buildings, and township halls.
LOVELAND MAGAZINE TV also produced several videos of school board meetings where the District and local residents discussed the levy which added to making the levy by far the most looked at topic of 2019.
Ricky Mulvey is a stand-up comedian, radio producer, and a mid-range threat in any pick-up basketball game. Mulvey loves talking about saving money on tickets, business news, and how e-commerce changed inflation as we know it. He graduated with a finance degree from THE Ohio State University in 2018.
David English is a Kentucky Wildcat, soccer fanatic, and a credentialed financial professional. He loves spending time with his wife, Amy, and tweeting at people who will probably not interact with him back.
![[Exclusive Video] April 7 meeting of the Loveland Board of Education](https://lovelandmagazine.com/wp-content/uploads/2020/04/maxresdefault-1.jpg)
![[Videos and Photos] Citizens successfully organize to preserve their neighborhood](https://lovelandmagazine.com/wp-content/uploads/2020/02/feature-julie-fuson-2.jpg)
by Mihaela Manova